The Economic Collapse of 2008 wreaked havoc on everyone's lives.  Many people lost everything financially.  Here's a guide to assist those whom experienced difficult times during this crisis by facing either a Foreclosure, Deed in Lieu of Foreclosure, Bankruptcy and/or Short Sale.  For a downloadable version, then click here.

Each is broken down by loan program:


FHA Loans


VA Loans


Jumbo Loans


One thing to keep in mind is, in general, most derogatory information remains on a credit report for 7 years; but there are exceptions like Bankruptcies, Foreclosure and Short Sales, which can remain for 10 years.